Planned Giving
Partnership With Native Americans® (PWNA) offers a variety of ways that you can donate to a vital cause and help to ensure a brighter future for Native Americans living on remote and impoverished reservations — while achieving your financial goals.
Join the Heritage Circle
Did you know that it is possible to assist Native Americans without it costing you anything during your lifetime? Become a member of our Heritage Circle and help create positive change in Indian Country through legacy giving.
As a member of the Heritage Circle, you will be kept up to date on our efforts to provide services to Native Americans living in need in the areas we serve. You will receive a beautifully framed plaque containing authentic Native American artwork acknowledging your admission into the Heritage Circle. Your personalized plaque is a token of our sincere appreciation in honor of your legacy gift to Native Americans. The artwork incorporates a highly stylized medicine wheel. In its design, the wheel is divided into four sections, which signifies the four directions: North, South, East, and West.
The colors stand for the four races of man, and the circle design symbolizes the circle of life. We included the feathers in the design to embody the strength, pride, and independence the eagle has held in many American Indian cultures.
Contact Us
Joe Langenderfer, CFRE, Director of Planned Giving
jlangenderfer@nativepartnership.org
(214) 217-2600 Ext. 111
Or use this form to contact us about your Planned Giving questions.
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Planned Giving Options
Wills & Bequests
Support your loved ones, protect your possessions, and champion hope for Native Americans!
No other planned gift is as simple to implement and as easy to change. You maintain the use, benefit, enjoyment, and control of your assets for as long as you need them, for as long as you live.
Options for your will:
- You can include a bequest provision in your will or living trust that specifies an amount or percentage of your estate that you wish PWNA or your choice of PWNA programs to receive.
- You can make adjustments to your Will or trust if circumstances change.
- Your loved ones will not be overlooked because you can specify the amount given to each party.
Benefits:
- It does not affect you financially during your lifetime.
- You may make adjustments to your will or trust if circumstances change.
- Your loved ones will not be overlooked because you can specify the amount given to each party.
- A charitable bequest or trust distribution is deductible for federal estate tax purposes. There is no limit on the deduction your estate can claim. The gift may also be exempt from state inheritance taxes.
Note: It may be possible to specify where you would like your bequest to go. Please contact Joe Langenderfer, CFRE, Director of Planned Giving at (214) 217-2600 Ext. 111. You are also encouraged to consult with your legal and financial advisors when considering a planned gift.
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Why do I need a Will?
Everyone has priorities in life… spouse, children, other loved ones, favorite charitable causes, etc. Many people have dedicated their lives to working hard, paying their bills, and ‘taking care’ of important people and things around them. It is the source of a proud legacy built over a lifetime. A Will is a continuation of your responsible planning demonstrated throughout your life. Through a Will, you determine the recipients of your lifetime of accomplishments. Otherwise, without a Will, the state in which you reside will determine such recipients, including the legal guardians of your minor children. And the state does not distribute your assets to your favorite charities. Having a Will helps to establish and perpetuate your legacy.
Who can create a Will?
Anyone over the age of 18 years can create a Will and should review and update it every three to five years. It is particularly important for parents of minor-aged children to have an updated Will so that you may be able to name a legal guardian for your offspring if a simultaneous tragedy should befall you and your spouse.
Life Income Gifts
A Charitable Gift Annuity is a contract between a donor and Partnership With Native Americans® (PWNA). You make a gift to PWNA which agrees to pay a specified income to you for life (or after your passing, to your 2nd annuitant.) It is a legally binding agreement and payable from the general assets of our organization. The payout rates for a “Single Life Annuity” or “Two Life Annuity” agreement do not exceed those suggested by the American Council on Gift Annuities (ACGA) as updated on their website. PWNA is a member of ACGA.
You are invited to enter into a Charitable Gift Annuity agreement with PWNA or specific PWNA programs with an annuity amount starting at $10,000 if you are age 61 years or older.
All it takes is four easy steps to learn how you may obtain an annuity and what your estimated quarterly payments will be for the rest of your life:
- Call Joe Langenderfer, Director of Planned Giving, at (214) 217-2600, Ext. 111 to see if we offer gift annuities in your state.
- Provide the gift amount and your method of funding (cash, stock, other appreciated property).
- Provide the cost basis of your appreciated property (if appropriate) and your current income tax bracket (so that the tax-free portion of your annuity income can be calculated accurately).
- Provide your date of birth (and that of the 2nd annuitant if a Two-Life Annuity)
We will then provide you with an illustration of the interest rate for your annuity and the amount of quarterly or annual payments you will receive, along with relevant tax information. When you decide you want the annuity and transfer the cash or stock to PWNA, you will start receiving your lifetime income stream.
Life Income Gifts: Charitable Remainder Trust
A Charitable Remainder Trust is a gift vehicle that provides a stream of income for the lifetime of a donor or multiple beneficiaries or for a period of years. There are two basic variations of a Charitable Remainder Trust. An Annuity Trust is designed to pay a fixed amount to the donor or one or more non-charitable beneficiaries. The amount never changes and may serve as a reliable income during retirement years. A Charitable Remainder Unitrust is designed to pay an annual income to the donor or one or more non-charitable beneficiaries in an amount equal to a fixed percentage of the value of trust assets. The amount of each payment to the beneficiaries will vary based on the fluctuating value of the trust as determined on an annual basis. Some donors appreciate the opportunity to receive higher payouts during years when the market is over-performing.
Upon the death of the last surviving beneficiary, the assets of the trust are transferred to Partnership With Native Americans® (PWNA) or a PWNA program. The payout rate is set at a minimum of 5 percent.
Donor Benefits:
- Rely upon a consistent or variable income stream for life or for a period of years.
- Can fund the Trust with cash or appreciated property, including real estate.
- Knowledge that the fund will be used for the purpose directed by the donor.
- Additional contributions may be made to the Fund at any time by the donor. (Unitrust only.)
- Contributions of appreciated property may be particularly attractive by avoiding most or all capital gains on the asset, claiming a charitable deduction on the amount of your Fund deposit.
Charitable Lead Trust
The Charitable Lead Trust is the inverse of a life income gift. It is designed to provide income to Partnership With Native Americans® for a specified number of years as determined at the creation of the trust. Once the term of the trust expires, the trust assets are returned to the donor or to a designated individual.
The income to Partnership With Native Americans® can be in the form of either an annuity interest (fixed income) or unitrust income (varies with the value of the trust).
Donor Benefits:
- Ability to support PWNA for a period of years and later have the corpus returned to the donor.
- Can fund the Trust with cash or appreciated property, including real estate.
- Reduce estate taxes — if the trust assets are passed onto heirs, the asset contributed to the trust will be considered part of the donor’s estate, but the donor’s estate may be eligible for an estate tax deduction.
- Reduce gift taxes — donors may be eligible for a gift tax charitable deduction based on the present value of the interest going to PWNA.
- Contributions of appreciated property may be particularly attractive by avoiding most or all capital gains on the asset, claiming a charitable deduction on the amount of their Fund deposit.
Life Insurance
Your life insurance policy is usually an untapped and forgotten part of your financial planning. Yet, it is a simple way to ensure the continued work of Partnership With Native Americans® (PWNA). There are many ways that your life insurance policy can benefit Native American people.
Options to donate your policy:
- You can name Partnership With Native Americans® as a beneficiary in your current life insurance policy.
- You can donate your paid-up policy directly to Partnership With Native Americans®.
- You can start a new policy, making Partnership With Native Americans® the owner and beneficiary.
Benefits for you:
- You may be eligible for a charitable deduction if you transfer a policy and name PWNA as the owner or beneficiary.
- You would be eligible for a charitable deduction if you purchase a new policy and name PWNA as owner and beneficiary. Note: to achieve this charitable deduction, you would make the annual insurance premium check payable to PWNA, which will, in turn, pay the insurance company.
Donation of Stock
Partnership With Native Americans® (PWNA) is an organization that is humbled daily by the generosity of our donors and partners and the loyalty they show to the work we do in Indian Country. We recognize that many of our donors are interested in other means of giving and are leveraging their ownership of stock and securities to help fund PWNA’s mission.
PWNA is able to receive proposed donations of securities through our brokerage account with JP Morgan Securities LLC. (JPMS). Please contact the Planned Giving Office for account information and other instructions to share with your broker/dealer.
Benefits:
- If you have owned stock for over one year that has increased in value and you donate shares of that stock to PWNA or a specific PWNA program(s), you may avoid paying the capital gains tax through this direct donation. Note: When making a gift, you should transfer shares of the stock directly to PWNA instead of selling the stock and giving cash (otherwise, if you sold the stock first, you could be taxed on the capital gain of the increased stock value at the time of sale).
- You may also be entitled to a charitable tax deduction on the amount of the gain.
IRA Rollover: Qualified Charitable Distribution (QCD)
A qualified charitable distribution (QCD) is a distribution from your IRA made directly to an eligible charity such as PWNA or a PWNA program. If you own an Individual Retirement Account and are at least 70 and 1/2 years old, you can contribute some or all of your IRA assets to PWNA up to $100,000. The gift counts toward your Required Minimum Distribution (RMD) starting at age 73 years old (effective January 1, 2023).
The Consolidated Appropriations Act of 2023 (Secure Act 2.0) expanded the benefits of the QCD by allowing a one-time transfer of up to $50,000 to a charitable remainder annuity trust, standard charitable remainder unitrust, or immediate charitable gift annuity.
NOTE: For you to be eligible for the tax benefits of this form of contribution, the distribution must come directly from your IRA representative to PWNA following your authorization. Our Planned Giving Office can provide you with a sample instruction letter to provide to your IRA representative.
Donor Advised Funds
A popular charitable gift option in recent years has been the use of Donor Advised Funds. You are invited to include Partnership With Native Americans® (PWNA) or specific PWNA programs as a charity you wish to designate.
PWNA works directly with community-based agencies on the reservations. Our partnerships ensure that we are providing the right kind of support — food, health, education, housing, or animal rescue to name a few. We work on the ground throughout the year to help close the gap on the pervasive needs of these hardworking communities in tough circumstances.
Help is needed for the short-term to supply material aid and relief efforts, for the mid-term to ensure capacity building such as scholarships and partner training, and for the long-term to support grassroots sustainable solutions such as community gardens, farmer’s markets, and winter fuel projects.
Options to give through a donor-advised fund (DAF):
- You can designate Partnership With Native Americans® (PWNA) as a beneficiary of your Donor Advised Fund.
- You can control the size of your gift to PWNA.
- You can designate a one-time or periodic gift through your donor-advised fund.
- It is based on funds you have already set aside for philanthropy.
- You may use this gift vehicle as a convenient way to fulfill your recurring monthly/annual donations to PWNA.
Beneficiary Designation
Anyone who has a bank account, retirement plan, life insurance policy, or commercial annuity has the ability to name Partnership With Native Americans® (PWNA) or PWNA program as a beneficiary of their financial planning instrument.
- Contact your plan or policy custodian and request a ‘Beneficiary Designation Election Form.
- Once you receive it, determine the percentage who wish to give to benefit the Native Americans.
- Upon completion, you may return your completed and signed form to the custodian of your retirement plan, insurance policy, or annuity.
Donor Testimonials
Our Heritage Circle members are some of our most cherished donors and great friends of Native American people. Their heartfelt act of including us in their legacy helps to ensure the future of our programs and to realize our vision of strong, self-sufficient Native American communities. See how these donors made their choices and let them inspire yours…
Frequently Asked Questions
Making a planned gift is a big decision. Rest assured, you are in control of your giving, and we are here to help. Here are some of the most frequently asked questions (with answers). If you don’t see your question listed here, contact our Director of Planned Giving.
FAQs
What is a Planned Gift?
A ‘planned gift’ is also known as a Legacy Gift or Deferred Gift. It is a term describing a category of charitable and tax-advantaged gift vehicles that afford the donor the opportunity to support Native American causes after passing to their eternal reward. The reason that a person is inspired to support Partnership With Native Americans® during their lifetime is the same thought process that motivates a person to support their favorite cause after their lifetime.What types of Planned Gifts does PWNA accept?
- Wills & Bequests
- Life Income Gifts
- Charitable Remainder Trust
- Charitable Lead Trust
- Life Insurance
- Donations of Stock
- IRA Rollover
- Donor-Advised Funds (DAFs)
- Beneficiary Designation (retirement funds, investments)